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SDVOSB certification, start to finish

Published by the Honest MOS Editorial DeskVerified against DoD/.gov sourcesUpdated August 2026Editorial standards

SDVOSB certification is free, it comes from the SBA rather than the VA, and there is no legal deadline for how long SBA can take to decide. It requires a service-disabled veteran to unconditionally own at least 51 percent of the business, hold its highest office, and run it full time. Certification lasts three years. Everything below is cited — mostly to 13 CFR part 128, which is the regulation that actually governs this now.

SDVOSB certification at a glance — verified 2026-08-09
Certifying agencySBA (moved from VA on 2023-01-01)SBA — Veteran contracting assistance programs
Governing regulation13 CFR part 12813 CFR 128.102
Where you applycertifications.sba.govMySBA Certifications
Government fee$0SBA Certify help pages
Ownership required51% unconditional, direct13 CFR 128.200(b)
Minimum disability ratingNone — any rating on record13 CFR 128.102
Term3 years, unlimited recertifications13 CFR 128.306
Sole-source ceiling$7M manufacturing / $4M other13 CFR 128.405
Government-wide goal5% of prime and subcontract value15 U.S.C. 644(g)(1)(A)(ii)

The 90-day timeline everyone repeats is wrong

Search for how long SDVOSB certification takes and you will be told, confidently and repeatedly, that SBA has 90 days. It doesn't. There is no processing deadline in 13 CFR part 128 and none in 15 U.S.C. 657f. SBA can request documentation at any point in the process, and the clock is whatever the clock turns out to be.

The 90 days in the regulation is the waiting period before you can reapply after being declined (13 CFR 128.305(a)). Somebody misread it years ago and the internet copied it forward. If you are planning a bid around a certification date, plan around SBA's actual published averages instead — and treat those as history, not a promise:

  • — About 30 days when the program launched in 2023.
  • — A 15-day average across the first year, as of January 2024.
  • — 81 days by the end of 2024, as the backlog built.
  • — 12 days as of November 2025, after SBA cleared the backlog.

Source: SBA press release, 2025-11-11. Note SBA's own release frames the backlog in partisan terms; the figures are official, the narrative around them is politics. We are quoting the numbers.

What it actually requires

51% ownership, unconditional and direct

One or more service-disabled veterans must unconditionally and directly own at least 51 percent. Direct means in their own name — not through a holding company, another entity, or an ESOP. The single accepted exception is a revocable living trust where the veteran is grantor, trustee and beneficiary. A 50/50 split with a non-veteran partner fails, and no amount of documentation rescues it.

13 CFR 128.202(a)

Control: the highest office, full time

A qualifying veteran must hold the highest officer position — usually President or CEO — and have managerial experience matching the complexity of the business. They generally must devote full time to it during normal operating hours. Work fewer hours and SBA starts from the presumption that you do not control the company. You can rebut that, but the burden is yours.

13 CFR 128.203

Service-disabled status, at any percentage

SBA does not rate disability. It reads the VA's record, so you must already be registered as service-disabled in VA's system. There is no minimum percentage anywhere in the regulation — 10 percent qualifies exactly like 100 percent. Where a veteran is rated permanently and totally disabled and unable to manage daily operations, a spouse or permanent caregiver can satisfy the ownership and control tests instead.

13 CFR 128.102

Discharge other than dishonorable

Only a dishonorable discharge disqualifies you. Honorable, general, and other-than-honorable all clear this bar, which is lower than the threshold for a lot of VA benefits. Plenty of veterans rule themselves out of this program for no reason.

38 U.S.C. 101(2)

Small under at least one of your NAICS codes

At certification, measured against the size standard for any NAICS code in your SAM profile. Separately, at contract time you must be small for the NAICS code assigned to that specific contract — those are two different tests and people conflate them.

13 CFR 128.204

No exclusions, no unpaid federal debt

An active suspension or debarment in SAM disqualifies the business or any of its owners. So does failing to pay significant federal obligations — unresolved tax liens, defaulted federal loans — unless you are on an approved repayment plan or have settled.

13 CFR 128.201

Self-certification is dead — with one genuinely unresolved corner

For federal prime set-asides and sole-source awards, self-certification ended on 1 January 2024. A contracting officer must verify you are designated in SAM as SBA-certified (FAR 19.1403(b)).

For subcontracting and goaling credit, SBA's regulation says certification has been required since 22 December 2024 (13 CFR 128.200(c)(2)). But the FAR clause primes actually operate under has not caught up. FAR 52.219-9, in its January 2025 form, still says a contractor may accept a subcontractor's written representation of its socioeconomic status, and only requires confirming SBA certification for HUBZone (FAR 52.219-9(c)(2)(i)).

That gap is real and we are not going to smooth it over. In practice: get certified. Primes increasingly ask for it regardless of what their clause strictly requires, and being the subcontractor whose status a prime cannot count is not a position you want to negotiate from. And note that none of this stops you bidding full and open competition — certification gates set-asides, not federal contracting itself.

What the certification is actually worth

The government-wide SDVOSB goal is 5 percent of the total value of all prime contract and subcontract awards each fiscal year — raised from 3 percent by the FY2024 NDAA (15 U.S.C. 644(g)(1)(A)(ii)). Agencies get measured against it, which is the mechanism that makes your certification matter to a contracting officer.

The VA goes further than any other agency. Under its Vets First authority, a VA contracting officer shall restrict competition to veteran-owned businesses whenever they reasonably expect two or more to bid at a fair and reasonable price — the "rule of two," and it is mandatory, not discretionary (38 U.S.C. 8127(d)). VA also gives statutory priority to veteran-owned concerns across its contracting preferences (38 U.S.C. 8128(a)), with SDVOSBs ranked ahead of VOSBs.

Sole-source awards are capped at $7 million for manufacturing and $4 million for everything else (13 CFR 128.405). Above that, it goes competitive.

The actual sequence

  1. 1. Make sure the VA has you right. SBA reads VA's record for your veteran and service-disabled status. SBA's own guidance flags credential mismatch as the top failure at this stage — your full name including any suffix, date of birth, and residential address must match between VA and SBA. Fix mismatches before you file, not after.
  2. 2. Register in SAM.gov. It is free. You need a Unique Entity ID and a complete registration. SAM's own checklist states plainly that there is no charge to get a UEI, register, or maintain registration (SAM.gov Entity Registration Checklist (Nov 2024)), and GSA says outright that you do not need to pay a third party to do it (GSA — Register your business). Companies that charge for this are a running scam on new veteran businesses.
  3. 3. Set your NAICS codes. Size at certification is measured against the codes in your SAM profile, so this step is load-bearing and happens in SAM, not in the application.
  4. 4. Apply at certifications.sba.gov. No fee. You will supply documentation proving ownership and control — operating agreement, cap table, corporate resolutions, and evidence the veteran runs the place.
  5. 5. Answer every SBA request, quickly. Failing to respond is itself grounds for denial, and SBA may draw an adverse inference — it can presume the missing information would have shown you ineligible. The burden of proof is yours throughout (13 CFR 128.302(d)).
  6. 6. If denied, pick one of two roads. Appeal to SBA's Office of Hearings and Appeals within 10 business days — where only ownership and control are reviewable, since veteran-status decisions belong to the VA (SBA Office of Hearings and Appeals — SDVO SBC appeals). Or fix it and reapply after 90 days.
  7. 7. Keep it alive. Report material changes within 30 days; recertify every three years.

A note on 38 CFR part 74

If you go looking, you will still find 38 CFR part 74 on the books, describing VA verification in the present tense. It was never rescinded — it just describes a program that stopped operating on 31 December 2022. It is a live regulation for a dead process, which is a very government thing to be. The rules that bind you are in 13 CFR part 128.

Questions people actually ask

Who certifies SDVOSB now — the VA or the SBA?

The SBA. Certification transferred from the VA Center for Verification and Evaluation to the Small Business Administration on 1 January 2023 under section 862 of the FY2021 NDAA. Applications go through MySBA Certifications at certifications.sba.gov. Guides that still point you at vetbiz.va.gov are describing a program that no longer operates.

How much does SDVOSB certification cost?

Nothing. SBA states it does not charge any cost for applying to its certification programs, and the word "fee" does not appear anywhere in 13 CFR part 128. Registering in SAM.gov is also free. Any company quoting you a price to "get certified" is charging you to fill in a free application.

How long does SDVOSB certification take?

There is no legally binding processing deadline. SBA has published averages that varied enormously: roughly 30 days at launch in 2023, 81 days by the end of 2024, and 12 days as of November 2025. Those are historical snapshots, not commitments. The "90 days" figure repeated across the internet is a misreading of the 90-day waiting period to reapply after a denial, in 13 CFR 128.305(a).

Can I still self-certify as an SDVOSB?

Not for federal prime set-aside or sole-source contracts — that ended 1 January 2024 under FAR 19.1403(b). SBA says certification has also been required for subcontracting and goaling credit since 22 December 2024, though the FAR clause primes actually operate under, FAR 52.219-9, still permits accepting a subcontractor written representation. You can always bid full and open competition without certification; it is a gate on set-asides, not on federal contracting generally.

What happens if SBA denies my application?

You have two mutually exclusive routes. Appeal to SBA's Office of Hearings and Appeals within 10 business days, where only ownership and control are reviewable — veteran-status grounds are VA decisions and cannot be appealed there. Or fix the problem and reapply after 90 calendar days.

How long does certification last?

Three years, with no limit on how many times you can recertify. You must also notify SBA of any material change within 30 calendar days, and SBA can examine your eligibility at any point.