Government Benefit
Department of Veterans Affairs
Zero down payment home loans
No down payment required for qualifying veterans. No PMI. Competitive rates. One of the most powerful financial benefits earned through service.
✓ Year-roundOnlineVerified Mar 2026
Who Qualifies
VeteranActive DutyGuardReserve
How to Claim
1Apply through a VA-approved lender.
2Request your Certificate of Eligibility (COE) at va.gov or through your lender.
Proof Required
🪪 DD-214🪪 VA Health ID