Government Benefit
Federal Law (SCRA)
Cap pre-service debts at 6% interest while on active duty
Servicemembers Civil Relief Act caps pre-existing debt interest at 6% for the duration of active duty service. Covers credit cards, mortgages, car loans.
✓ Year-roundVerified Mar 2026
Who Qualifies
Active Duty
How to Claim
1Notify your lender in writing and provide a copy of your deployment/activation orders.
2They are legally required to comply.
Proof Required
🪪 Military ID