American Express
Amex waives annual fees (even $895 on The Platinum Card) for active duty under SCRA
Under the Servicemembers Civil Relief Act, Amex caps interest at 6% and waives fees — including annual membership fees — on personal cards for the duration of active-duty service, once approved. This applies to premium cards like The Platinum Card and Gold Card, not just no-fee cards. Reservists and Guard members called to active duty qualify too.
✓ Year-roundOnlineVerified Jul 2026
Who Qualifies
Active DutyGuardReserve
How to Claim
1Submit an SCRA relief request online through Amex's Service Members Civil Relief page, or provide active-duty orders / DD-214 / commanding officer letter via the Document Center.
2Amex confirms status within about two billing cycles.
Proof Required
🪪 Military ID🪪 DD-214🪪 Self-Attestation